Merchant Lynx pushed us hard to use EMV chip reader. EMV chip reader costs $149 to buy online.

But Merchant Lynx leases it to us and charge $32 per month for three years. They say the charge is for protection. They also told us that it protects us from banks' automatic charge backs. I wonder if this is the same to all businesses who use its service to lease the machine from Merchant Lynx/First Data and get the same charge and wonder if it is true that banks can automatic charge back.

We were told our rate would be changed if we use EMV chip card to compensate the monthly fee but later, we were told by another person that there would been no rate change. confused...

Product or Service Mentioned: Merchant Lynx Services Credit Card Payment Processing Service.

Reason of review: Pricing issue.

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